Version 4.0 – Last Updated: April 14, 2026
Article 1: Applicability and Binding Force
These General Terms and Conditions (hereinafter "Terms" or "Agreement") constitute a complete, legally binding contract between you (the "User") and Štedo Quin. By accessing https://stedoquin.org https://stedoquin.org https://stedoquin.org , registering an account, or utilizing any of our proprietary services, you expressly, unconditionally, and without reservation agree to be bound by these Terms. Štedo Quin reserves the right to unilaterally modify these Terms to reflect technological advancements or legislative shifts.
Article 2: Nature of Services (Execution-Only)
Štedo Quin provides an advanced technical infrastructure for data aggregation, complex visualization, and analytical indicators. 2.1. No Regulated Financial Advice: Štedo Quin acts exclusively as an independent technology and data provider. We do not provide regulated financial advice as defined by the Financial Markets Conduct Act 2013 (FMCA). All data, charts, and signals generated are purely indicative and educational. 2.2. Total Decision-Making Autonomy: Any financial decision, trade, or market transaction executed by the User based on information obtained through the Platform is performed entirely at the User’s sole discretion, autonomy, and exclusive risk.
Article 3: Statutory Risk Disclosure
The User explicitly acknowledges and accepts the following fundamental market risks:
Extreme Volatility: Financial markets, derivatives, and digital assets are subject to unpredictable, abrupt, and highly volatile price fluctuations.
Risk of Total Capital Loss: Engaging in trading or investment activities carries an inherent, substantial risk of partial or total loss of the invested capital.
No Performance Guarantees: Historical datasets, backtested models, and algorithmic probabilities offer absolutely no guarantee or assurance of future profitability.
Article 4: Intellectual Property and Strict Usage Restrictions
The entire digital and operational infrastructure of Štedo Quin, including all proprietary data models, source codes, graphical user interfaces (UI/UX), algorithms, and databases, is the exclusive, inalienable property of Štedo Quin. Under penalty of civil prosecution, it is strictly prohibited to:
Subject the platform, its APIs, or algorithms to reverse engineering, decompilation, or disassembly.
Utilize automated extraction tools (such as scrapers, spiders, or bots) for mass data harvesting.
Misuse the platform to facilitate money laundering, market manipulation, or any illicit activities.
Article 5: Limitation of Liability and Force Majeure
To the maximum extent permitted by New Zealand law, and expressly contracting out of the Consumer Guarantees Act 1993 (as the services are provided for business/investment purposes), Štedo Quin shall bear no liability for any direct, indirect, incidental, or consequential damages arising from:
Technical downtime, API latency, unplanned system outages, or inaccuracies in third-party data feeds.
Force Majeure events, including but not limited to massive cyberattacks (DDoS), global pandemic restrictions, failure of national telecommunication networks, or government interventions.
Article 6: Indemnification Clause
The User irrevocably agrees to fully indemnify, defend, and hold harmless Štedo Quin, its executives, directors, employees, and affiliates from and against all claims, lawsuits, regulatory fines, losses, and legal costs (including reasonable attorneys' fees) arising directly or indirectly from a breach of these Terms by the User.
Article 7: Governing Law and Exclusive Jurisdiction
This Agreement shall be exclusively governed by and construed in accordance with the laws of New Zealand. Any dispute, controversy, or claim arising out of or relating to these Terms, which cannot be settled amicably within sixty (60) days, shall be submitted to the exclusive jurisdiction of the courts located in Auckland, New Zealand.
3. LEGAL NOTICE (COLOPHON)
Legal Notice – Štedo Quin
Published in strict accordance with New Zealand statutory regulations regarding electronic transactions, corporate transparency, and business operations.
1. Corporate Identity and Operation: The digital platform accessible at
https://stedoquin.org https://stedoquin.org https://stedoquin.org is exclusively operated, maintained, and managed by Štedo Quin.
Registered Headquarters: PwC Tower, 15 Customs Street West, Auckland 1010, New Zealand.
Official Email Contact: [email protected]
Corporate Telephone: +64 9 358 1122
Representation: Executive Management and Legal Compliance Division of Štedo Quin.
2. Hosting and Cloud Infrastructure: The technical infrastructure, database storage
and cloud computing services are securely facilitated by a Tier-1 enterprise provider:
Infrastructure Provider: [Insert Cloud Provider, e.g., Amazon Web Services (AWS) Asia Pacific / Google Cloud]
Server Location: Secure, redundant data centers utilizing robust disaster recovery protocols to ensure uninterrupted uptime.
3. Protection of Intellectual Capital: All rights are expressly reserved
Any form of reproduction, representation, modification, or distribution of the content, algorithms, or architecture of this platform, in whole or in part, across any medium, is strictly prohibited without the prior, explicit, and written consent of Štedo Quin's executive board. Infringement of these rights will result in immediate legal proceedings to protect corporate assets.